Author: dan

Covid-19 has brought a whole new set of challenges to businesses and the role of insurance is crucial to provide adequate protection of income, jobs and more. Fleet insurance is no different, with several businesses insuring multiple cars, bikes or vans, and their policies are likely to change in many ways to reflect the different…

90% of people in the UK currently use personal contract purchase (PCP) as a way of purchasing cars on finance – however, an investigation led by the Financial Conduct Authority (FCA) has highlighted that this may not be in the best of the customers, with the average motorist spending up to £1,100 than they need…

The answer is no. Women used to receive cheaper car insurance premiums but new legislation has changed this. Read more below: Women drivers used to be associated with receiving cheaper car insurance policy, however, this is very much a thing on the past. Why? It is to do with EU regulations that came into force…

The answer is sometimes yes and sometimes no. If you have a fully comprehensive policy, this will entitle you to third party cover only on someone else’s vehicle. But this is not a long term solution, instead it is worth checking the terms and conditions of your current insurer or look at becoming a named…

Offering an employee a company car is a brilliant way to reward staff in a tax efficient manner. The concept of a company car is useful and enjoyable to both employees and a business. HMRC is able to charge a tax rate which is in line with the benefit you receive from having use of…

  What is a no claims bonus?   A no claims bonus refers to a big discount on your vehicle insurance premium provided that you have not made any claims over a certain number of years. The discounts range from 30% to 80% and get bigger year-after-year as a way of rewarding those that do…

Those that own a fleet of vehicles can already save quite a lot of money on their vehicle insurance by purchasing ‘fleet insurance.’ Insurers are happy to offer reduced premiums if you are putting several vehicles under the same policy because they welcome the business and reduced paperwork. However, there are several other smart techniques…

Yes, you can make changes to your fleet insurance policy at any point. The process is very easy and requires only a few minutes over the phone. To make changes to your policy today, simply call one of our friendly advisors on 0800 231 5129 or send us an email and be sure to quote your…